Would you ever take important medical advice and diagnoses from a doctor before going through a thorough and professional health checkup? Of course not. You’d never settle for that kind of malpractice.
Many advisors are eager to take over your investment portfolios and earn commissions by selling some predetermined product before checking to see if the investment or insurance product is even a good fit for YOU!
Some of the areas you’ll want to get checked out include:
- Your current retirement plan
- Your investment mix
- The ideal time for you to file for Social Security
- Your insurance needs
- Your estate plan
- Your loan rates and terms
- How protected you are from lawsuits
- Your tax liabilities
- Your cash flow and liquidity needs
Back to the original question: Does your financial plan cover all areas of your financial life?
If you can’t answer this question confidently, then we should talk. 34% of us have done nothing to plan for our financial futures. Through your Financial Life Inspection®, Pacific Capital will make sure each area of your financial life is in an optimal position to achieve your goals.